Second-chance financing2nd chance
2nd chance
auto credit
Bankruptcy, late payments, newcomer, consumer proposal. Second or third chance at car credit: we say yes in under 24 hours. Pre-approval in 60 seconds.
Response in 24h
98% approval
Get your approval now and your new vehicle
60-sec pre-approval
No impact on your credit file.
Honda Civic 2022 — Approved in Laval — 5 min agoToyota RAV4 2021 — Approved in Montreal — 12 min agoHyundai Elantra 2023 — Approved in Longueuil — 18 min agoMazda CX-5 2020 — Approved in Laval — 27 min agoKia Seltos 2022 — Approved in Brossard — 34 min agoNissan Sentra 2021 — Approved in Montreal — 41 min agoHonda Civic 2022 — Approved in Laval — 5 min agoToyota RAV4 2021 — Approved in Montreal — 12 min agoHyundai Elantra 2023 — Approved in Longueuil — 18 min agoMazda CX-5 2020 — Approved in Laval — 27 min agoKia Seltos 2022 — Approved in Brossard — 34 min agoNissan Sentra 2021 — Approved in Montreal — 41 min ago
Why us
We say yes where banks say no.
All profiles accepted
Bankruptcy, late payments, new resident, consumer proposal. We finance it all.
24h approval
Your file handled in one day. Drive this week, not next month.
Credit rebuilding
Every on-time payment rebuilds your credit score, automatically.
Inventory
All inventory Real vehicles, ready to drive.

2025 Nissan Kicks Play for sale
10,500 km Gas 2025
Price
View →24,687 $ + taxes

2025 Nissan Kicks Play for sale
21,000 km Gas 2025
Price
View →23,987 $ + taxes

2025 Nissan Rogue for sale
8,000 km Gas 2025
Price
View →35,633 $ + taxes

2025 Nissan Sentra for sale
11,000 km Gas 2025
Price
View →31,739 $ + taxes

2025 Nissan Pathfinder for sale
41,500 km Gas 2025
Price
View →41,467 $ + taxes

2025 Nissan Murano for sale
22,000 km Gas 2025
Price
View →45,133 $ + taxes
3 steps
From application to keys.
01
Pre-approval
Fill out the form at the top. 60 seconds.
02
We call you back
A specialist validates your file and presents your options.
03
You drive
Pick your vehicle from the inventory. Take the keys.
Your second chance starts here.
Free pre-approval, no commitment, no impact on your credit.
Start my application