Second-chance financing

2nd chance
auto credit

Bankruptcy, late payments, newcomer, consumer proposal. Second or third chance at car credit: we say yes in under 24 hours. Pre-approval in 60 seconds.

Response in 24h
98% approval

Get your approval now and your new vehicle

60-sec pre-approval

No impact on your credit file.

Honda Civic 2022 — Approved in Laval — 5 min agoToyota RAV4 2021 — Approved in Montreal — 12 min agoHyundai Elantra 2023 — Approved in Longueuil — 18 min agoMazda CX-5 2020 — Approved in Laval — 27 min agoKia Seltos 2022 — Approved in Brossard — 34 min agoNissan Sentra 2021 — Approved in Montreal — 41 min agoHonda Civic 2022 — Approved in Laval — 5 min agoToyota RAV4 2021 — Approved in Montreal — 12 min agoHyundai Elantra 2023 — Approved in Longueuil — 18 min agoMazda CX-5 2020 — Approved in Laval — 27 min agoKia Seltos 2022 — Approved in Brossard — 34 min agoNissan Sentra 2021 — Approved in Montreal — 41 min ago
Why us

We say yes where banks say no.

All profiles accepted

Bankruptcy, late payments, new resident, consumer proposal. We finance it all.

24h approval

Your file handled in one day. Drive this week, not next month.

Credit rebuilding

Every on-time payment rebuilds your credit score, automatically.

3 steps

From application to keys.

01

Pre-approval

Fill out the form at the top. 60 seconds.

02

We call you back

A specialist validates your file and presents your options.

03

You drive

Pick your vehicle from the inventory. Take the keys.

Your second chance starts here.

Free pre-approval, no commitment, no impact on your credit.

Start my application